Recent Health Policy Insurance Articles

A caduceus sits on top of a fanned out stack of hundred dollar bills on top of a brown woodgrain desktop, caduceus, snake, money, cash, money, hundred dollar bills, bills, cash, hundreds, paper money, currency, desk, brown woodgrain desktop, woodgrain, brown woodgrain, desktop, desk, financial, insurance, COBRA, health insurance, health coverage, medical, medical insurance, medical coverage, health, health insurance, health coverage, healthcare
Insurance
Team eLocal

How Much Does COBRA Insurance Cost?

The time left on your employer-provided health insurance is dwindling. What do you do? COBRA insurance is an option until you can get coverage from a new employer.

A human hand holds health insurance enrollment forms in the foreground as a doctor wearing a white lab coat sits in the background, insurance enrollment forms, insurance enrollment, enrollment, insurance, health insurance, health coverage, coverage, health, health care, doctor, physician, white lab coat, lab coat
Insurance
Team eLocal

Can I Get Insurance After Open Enrollment?

Can you get insurance after open enrollment? The rules on enrolling outside of the typical enrollment period vary based on the type of health insurance you want.

An insurance form shows check boxes for health coverage and the one for COBRA is highlighted, COBRA, health insurance, health, insurance, health coverage, health, coverage, medical insurance, medical, healthcare, insurance form, form, medical form
Insurance
Team eLocal

What Is COBRA?

Understanding how COBRA works will come in handy if you leave or lose a job for almost any reason. Here’s the lowdown.

A human hand holds a medical insurance card showing that the holder has an HMO health coverage plan, medical insurance, medical, health insurance, health, insurance, coverage, HMO, health maintenance organization, HMO, PPO, medical card, medical, card, human hand, human, hand, insurance plan, plan
Insurance
Team eLocal

What Is an HMO?

Whether you're comparing plans from your employer or buying a policy through the health insurance marketplace, it's important to learn more about HMO plans, so you'll know if one is right for you.

illustration of a two people discussing insurance options
Insurance
Team eLocal

What Is  a Qualifying Life Event?

For most people choosing health insurance coverage, the selections are locked in until the next open enrollment period. For some, a qualifying life event changes that dynamic and provides an opportunity to make adjustments in the moment.

A human hand holds a health insurance card that indicates it is a PPO plan, human hand, health insurance, insurance, health, medical coverage, medical, coverage, PPO plan, PPO, thumb, index finger, finger
Insurance
Team eLocal

What Is a PPO?

PPO stands for “preferred provider organization.” It's a type of health insurance plan.  Here's what you need to know about PPO plans.

A health insurance open enrollment packet sits on a white table with a pen resting above it and a stethoscope resting on top of it, open enrollment packet, open enrollment, enrollment, health insurance, insurance, health, medical, paperwork, documents, stethoscope, white background, white table
Insurance
Team eLocal

What Is Open Enrollment?

Not having health insurance or getting stuck with a plan you hate can be a nightmare. Understanding open enrollment can help you get affordable health insurance that's right for you. 

An elderly woman holds a walking cane as the hand of a male wearing a wedding ring places his hand on top of hers, married, wedding ring, ring, human hand, human arm, woman, elderly woman, woman holding cane, cane, walking cane, older woman, older
Insurance
Team eLocal

What Is Spousal Refusal?

Understanding how spousal support works can be critical if one partner needs to go into a long-term care facility. Learn more about how this option works and how it could protect you financially.